Dealing with Insurance Adjusters After A Pinellas County Motorcycle Accident
Motorcycle accidents in Pinellas County can cause devastating injuries. The aftermath of these crashes is often overwhelming for victims, particularly once insurance adjusters start calling.
While they may seem helpful initially, their primary job is to minimize payouts.
Understanding your rights before giving a statement or accepting any insurance settlements is vitally important. Our experienced Seminole motorcycle accident lawyer explains what you need to know when dealing with adjusters and other insurance representatives.
What to Know About Insurance Adjusters and Pinellas Motorcycle Claims
Insurance adjusters aim to resolve claims quickly and cheaply. When motorcycle accidents in Pinellas County happen, they often contact injured victims within days of a crash.
Florida is a no-fault state for car accidents. While the Florida Statutes require all motorists to have Personal Injury Protection (PIP) coverage, it only applies to four-wheeled vehicles. This complicates motorcycle accident claims and makes getting compensation for your losses harder unless you have specific motorcycle insurance.
However, if a motorcycle accident in Seminole happens due to another driver’s reckless behavior, their coverage could cover your losses. Be aware of the following when dealing with insurance adjusters:
- They are likely to push for an immediate settlement before your doctor determines the full extent of your injuries.
- They often ask for recorded statements, which can be twisted to deny your claim.
- They are likely to downplay the severity of harm you suffered or the damage to your bike.
- They may blame you for the accident to reduce or eliminate their payout.
- They often offer lowball settlements that don’t cover long-term needs.
Protect Your Rights After a Pinellas County Motorcycle Crash
According to the Florida Highway Safety and Motor Vehicles (FLHSMV), over 400 motorcycle accidents in Pinellas County happen yearly. With little to protect them, bikers often suffer devastating injuries. When recovering from a collision, the last thing you need is pressure from insurance adjusters.
Know that once you accept a settlement offer, you waive the right to any future claims. To protect yourself and your rights to compensation, follow these tips:
- Be wary when making statements at the accident scene and avoid speculating on the causes of your crash or who was to blame.
- Avoid downplaying your injuries, get immediate medical care, and adhere to the doctor’s orders regarding follow-up care.
- Avoid admitting liability when talking to insurers or giving a recorded statement without getting legal help first.
- Do not accept early settlement offers, as they are unlikely to cover all your costs and could leave you paying heavy amounts out of pocket.
- Keep copies of police reports, medical records, and repair estimates as they support your claim.
Talk to Our Pinellas County Motorcycle Accident Lawyer Before Speaking with Insurers
You have one chance to get compensation in a Pinellas County motorcycle accident. To ensure you get what you are entitled to, contact The Reep Law Firm.
We can investigate, gather evidence, and negotiate with insurers to get you the maximum compensation. Request a consultation today with our experienced Seminole motorcycle accident lawyer.
Sources:
flhsmv.gov/pdf/crashreports/crash_facts_2022.pdf
leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.736.html
